Please read this Terms and Conditions of Use Notice (this "Notice") carefully. By viewing or otherwise using this Website, you agree to the terms and conditions in this Notice.

This Notice may be changed in the future without further notice. This Notice applies exclusively to your access to, and use of, this Website and does not alter in any way the terms or conditions of any other agreement you may have with Citizens Fire Co. No.1 for products, services or otherwise.

Privacy Policy
Citizens Fire Co. No.1 believes strongly in protecting user privacy. Citizens Fire Co. No.1 has therefore adopted a Privacy Policy. Your personal information is safe when visiting the Citizens Fire Co. No.1 website. This website has been setup to follow the guidelines set forth by the Children's Online Privacy Act. Although this act does not govern nonprofit websites we are following these guidelines to help keep the internet a safe environment for your kids. 

• We do not collect personally identifiable information about site visitors for third parties. 

• We do not sell, or share any personally identifiable information about site visitors with third parties. 

• Limited information, such as the IP address, country of origin, screen resolution, etc., which is anonymous as to individuals, is used for internal purposes only, to better setup our site based on the visitors. 

• We do not knowingly collect personal information from children, if someone understood to be a child under the age of 13 generates communication, their e-mail address will not be stored or shared. 

Copyright
All Website materials, including, without limitation, the Citizens Fire Co. No.1 logo, design, text, graphics, other files, and the selection and arrangement thereof are ALL RIGHTS RESERVED Copyright © 2001 Citizens Fire Co. No.1. You may electronically copy and print to hard copy portions of this Website for the sole purpose of using materials it contains for informational and non-commercial, personal use only. Any other use of the materials in this Website-including any commercial use, reproduction for purposes other than described above, modification, distribution, republication, display, or performance-without the prior written permission of  Citizens Fire Co. No.1 is strictly prohibited.

Trademarks
All trademarks, registered trademarks, product names and company names or logos mentioned herein are the property of their respective owners.

Hyperlinks
You are granted a limited, nonexclusive right to create a hyperlink to the homepage of this Website only, provided such link does not portray Citizens Fire Co. No.1 or any of its products and services in a false, misleading, derogatory or otherwise defamatory manner. This limited right may be revoked at any time. You may not use, frame or utilize framing techniques to enclose any Citizens Fire Co. No.1 trademark, logo or other proprietary information, including the images found at this Website, the content of any text or the layout/design of any page or form contained on a page without Citizens Fire Co. No.1's express written consent. Except as noted above, you are not conveyed any right or license by implication, estoppels, or otherwise in or under any patent, trademark, copyright, or proprietary right of Citizens Fire Co. No.1  or any third party.

Citizens Fire Co. No.1 makes no claim or representation regarding, and accepts no responsibility for, the quality, content, nature or reliability of Websites accessible by hyperlink from this Website, or Websites linking to this Website. The linked sites are not under the control of Citizens Fire Co. No.1, and Citizens Fire Co. No.1 is not responsible for the contents of any linked site or any link contained in a linked site, or any review, changes or updates to such sites. Citizens Fire Co. No.1 is providing these links to you only as a convenience, and the inclusion of any link does not imply affiliation, endorsement, or adoption by Citizens Fire Co. No.1 of the site or any information contained therein.

Third-Party Content & Services
Citizens Fire Co. No.1 may provide hyperlinks to web pages and content of third parties ("Third-Party Content") as a service to those interested in this information. Citizens Fire Co. No.1 does not monitor nor does Citizens Fire Co. No.1 have control over any Third-Party Content or third-party Websites. Citizens Fire Co. No.1 does not endorse or adopt any Third-Party Content and can make no guarantee as to its accuracy or completeness. Citizens Fire Co. No.1 does not warrant the accuracy of any information contained therein and undertakes no responsibility to update or review any Third-Party Content. Users use these hyperlinks and Third Party-Content contained therein at their own risk.

Forums and Interactive Areas
This Website may include discussion forums or other interactive areas, including bulletin boards and exchange areas. All such forums and interactive areas shall be used only for non-commercial purposes. By using any forum or interactive area, you agree not to do any of the following:

• Upload to, distribute or otherwise publish through this Website any message, information, text or other material ("Content") that is unlawful, libelous, defamatory, obscene, pornographic, indecent, lewd, harassing, threatening, invasive of privacy or publicity rights, abusive, inflammatory or otherwise objectionable;

• Upload or transmit any Content that would constitute or encourage a criminal offense, violate the rights of any party, or that would otherwise create liability or violate any local, state, national, or international law.

• Upload or transmit any Content that may infringe any patent, trademark, trade secret, copyright or other intellectual or proprietary right of any party. By posting any Content, you represent and warrant that you have the lawful right to distribute and reproduce such Content;

• Impersonate any person or entity or otherwise misrepresent your affiliation with a person or entity; or

• Without Citizens Fire Co. No.1's written permission, distribute or publish unsolicited promotions, advertising or solicitations for funds, goods or services, including junk mail and spam.

Citizens Fire Co. No.1 takes no responsibility and assumes no liability for any Content posted or uploaded by you or any third-party, or for any mistakes, defamation, slander, libel, omissions, falsehoods, obscenity, pornography or profanity you may encounter. Citizens Fire Co. No.1 reserves the right, in its sole discretion, to remove or edit any Content that violates these provisions or is otherwise objectionable. You shall remain solely liable for the Content of any messages or other information you upload or transmit to the discussion forums or interactive areas of this Website. You agree to indemnify and hold harmless Citizens Fire Co. No.1 from any claim, action, demand, loss, or damages (including attorneys' fees) made or incurred by any third party arising out of or relating to your conduct, your violation of these terms and conditions, or your violation of any rights of a third party.

Disclaimer
THIS WEBSITE AND THE MATERIALS IN THIS WEBSITE ARE PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. Citizens Fire Co. No.1 DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. Citizens Fire Co. No.1 COMPANY DOES NOT REPRESENT OR WARRANT THAT MATERIALS ON THIS WEBSITE ARE ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE. Citizens Fire Co. No.1 DOES NOT REPRESENT OR WARRANT THAT THIS WEBSITE OR ITS SERVER(S) ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Citizens Fire Co. No.1 reserves the right to change any and all content contained on this Website at any time without notice. Reference to any products, services, processes, or other information, by trade name, trademark, manufacturer, supplier, or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof by Citizens Fire Co. No.1.

Limitation of Liability
IN NO EVENT SHALL Citizens Fire Co. No.1 BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, LOSS OF USE, LOSS OF PROFITS, OR LOSS OF DATA, WHETHER IN AN ACTION IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), OR OTHERWISE, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEBSITE OR THE MATERIALS CONTAINED ON, OR ACCESSED THROUGH, THIS WEBSITE.

Applicable Law
These terms and conditions shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its choice of law principles to the contrary. You agree that any action at law or in equity arising out of or relating to these terms and conditions shall be filed only in the state and federal courts residing in Cumberland County, Pennsylvania, and you hereby irrevocably and unconditionally consent and submit to the exclusive jurisdiction of such courts over any suit, action or proceeding arising out of this Notice.

Modification & Amendments
Citizens Fire Co. No.1 reserves the right to amend at any time any policies governing this Website, including this Notice and Citizens Fire Co. No.1 Privacy Policy, by posting the amended terms and providing notice of such amendments. The amended terms shall be effective immediately after they are initially posted on this Website. If you do not accept the amended terms, you should cease using this Website.

Termination
Notwithstanding any of these terms and conditions, Citizens Fire Co. No.1 Company reserves the right, without notice and in its sole discretion, to terminate your license to use this Website, and to block or prevent future access to and use of this Website.

Severability
If any provision of these terms and conditions shall be deemed unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and conditions and shall not affect the validity and enforceability of any remaining provisions.

If you have any questions about this legal notice, the practices of this site, or your dealings with this Web site, please contact us at Citizens Fire Co. No.1